The initial monthly loan pay too much to say and almost no interest. Principal is not reduced but it will increase the down payment and first (last?) Is a shortcut, it suspended its interest. That is the first donation of 500 million yen, you get the gift, it said. Its always better to get it. The result is a change in the value of 800 million yen, will reduce some of the principal thinks anyone. For this law to put it down a little bit more. And if the gift were zero, grantor in 3800 down to 10,000 yen and 10,000 yen to purchase the property. Different from the total payments of about 185 million yen. Under the simulation, for example. A gift when compared to 300 million yen, while the debt back, receive a gift from a parent. If the float is 500 million yen 300 million yen in interest.